What is the difference between acceleration clause and alienation clause?

On the other hand, an acceleration clause allows the lender to demand immediate repayment of the entire loan balance under pressing conditions, which are usually a negative action, such as non-payment, foreclosure, failure to pay property taxes or provide insurance, or filing for bankruptcy. How does the alienation clause protect lenders?

What is an alienation clause?

An alienation clause requires a borrower to pay the remainder of their mortgage loan balance off immediately during the sale or transfer of a property title and before a new buyer can take ownership. It goes into effect regardless of whether the transfer is voluntary or not. This clause is standard in most mortgage agreements today.

What is an acceleration clause?

However, while alienation clauses generally apply to instances of transfer or sale, an acceleration clause is applied when you fail to meet the terms of your loan agreement. For example, if you miss regularly scheduled loan payments, your lender can initiate an acceleration clause that acts as a demand for immediate repayment.